Maya – savings, loans, cards

Discover the power of financial freedom with Maya – savings, loans, cards app, an innovative app that goes beyond typical banking. With the app, you can grow your money daily with an impressive 14% interest p.a. credited to your account. Need extra funds? Enjoy instant Personal Loans of up to P250,000 to enhance your lifestyle or everyday budget with Maya Easy Credit. For payments, use a worldwide card and conveniently scan any QR Ph. Additionally, the app offers investment opportunities in Bitcoin, Ethereum, and more, with a maximum annual APR of just 30.78%. As a licensed bank regulated by the Bangko Sentral ng Pilipinas, the app ensures your security. Start your financial journey today!

Features:

High Interest Rates: The app offers an attractive interest rate of up to 14% p.a. This means that your money can grow significantly every day, providing you with a great opportunity to increase your savings.

Instant Loans: The app allows you to borrow up to P250,000 instantly. Whether you're planning for big life upgrades or need a boost in your everyday budget, Maya's Personal Loan and Maya Easy Credit options have you covered.

Worldwide Card Usage: With the app, you can use your Maya card anywhere in the world. This provides you with convenience and flexibility when it comes to making purchases and managing your finances internationally.

Easy Payment Options: The app offers a range of wallet features that make it easy for you to send money, pay bills, and more. Whether you prefer using your the app card or scanning QR codes, the app provides you with convenient payment options.

Highlights:

SAVE

BSP-licensed banking with a twist? You bet. Enjoy up to 15% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.

BORROW

When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 and give your everyday budget a boost. Approval is subject to credit evaluation. See below for terms.*

PAY

All the wallet features you need to send money, pay your bills, and more are right here, too. Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently.

INVEST

You’ve got plenty of ways to explore your money's potential. Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.

Tips for Users:

Take Advantage of High Interest: Make sure to deposit your savings into your Maya account to take advantage of the high interest rates. This way, your money can grow significantly every day.

Use Loans Wisely: If you're planning to borrow money, assess your financial situation and use the loan wisely. The app's flexible loan options allow you to choose the amount that best suits your needs, but it's important to borrow responsibly.

Explore Investment Opportunities: The app provides you with various investment options, such as Bitcoin, Ethereum, and Maya Funds. Take the time to research and explore these opportunities to maximize the potential of your money.

Loan Terms

• Credit limit amount: P15,000 - P250,000

• Monthly add-on interest rate: 0.77% - 2.57%

• Monthly effective interest rate: 1.4% - 4.25%

• Tenure: 6 - 24 months

• Max. annual APR: 30.78%

• Applicable DST and other fees: Waived

• Late fee (daily) on overdue principal: 0.17%

Sample Computation

• Loan amount: P25,000

• Monthly add-on interest rate: 0.83%

• Tenure: 6 months

• DST/fees: P0

• Monthly installment amount: P4,374.17

• Total repayment amount: P26,239.19

• Daily penalty: 0.17%

Conclusion:

Maya – savings, loans, cards offers attractive features that make it a compelling choice for those looking for a banking app. With high interest rates, instant loans, worldwide card usage, and easy payment options, the app provides users with convenience, flexibility, and the opportunity to grow their money. By following our playing tips and using the app responsibly, users can make the most out of their banking experience. Explore the app today and discover a new way to save, borrow, and invest.