Paisayaar-Easy Safe Cash Loan

Paisayaar-Easy Safe Cash Loan is an excellent financial service platform registered in Pakistan. NBFC license authorized by SECP. Provide fast, flexible and secure loan services for Pakistani citizens. Users can apply for personal loans up to Rs 50,000 anytime, anywhere through mobile phones. We have passed the review of the Securities and Exchange Commission of Pakistan (SECP) and obtained relevant loan qualifications. We guarantee your information security and provide reliable credit loan services. For Paisayaar, your information security is the most important thing for us. We have strict data protection and verification procedures, and we will never provide your information to third parties without your consent. This Privacy Agreement may be changed from time to time.

Your trusted app for quick cash loans:

Paisayaar-Easy Safe Cash Loan is a financial app that offers quick, collateral-free personal loans to Pakistani citizens. Developed by JingleCred Digital Finance Limited, it operates under an NBFC license authorized by the SECP, ensuring secure and regulated lending. This app allows you to apply for personal loans from Rs1,000 PKR up to Rs50,000 PKR, with a simple application process and fast approval.

You can choose repayment terms between 60 and 90 days, with an annual percentage rate or APR ranging from 2% to 12%, depending on the loan terms. For instance, if you borrow Rs12,000 PKR and pay it back over three months with a monthly interest rate of 12%, the total interest accrued would be Rs360 PKR. This means your total repayment amount would be Rs12,360 PKR, including the original loan plus interest.

There are several convenient methods for repaying your loan using Easypaisa, including the Easypaisa App, Easypaisa USSD, and in-person transactions at Easypaisa outlets. These options ensure that you can easily manage your repayments according to your preferences, providing flexibility and accessibility. However, it is important to note that depending on the loan terms, the APR can go up to 12%, which can be high for some borrowers.

Features:

Age 18+ is not a requirement or guarantee.

You don't need to wait long.

Verification online within 24 hours.

There are several privacy safeguards in place to prevent information from being disclosed.

No threshold, no guarantee, if your age is 18+.

No need to wait a long time.

24 hours online verification.

Information security, multiple privacy protections to prevent disclosure.

Download Paisayaar from the google play store on your mobile phone.

Register with your mobile phone number.

Fill in your personal information, take your clear photo, and submit your application.

Wait for approval, and disbursement begins.

Pros & Cons:

Pros

Quick access loan

User-friendly interface

Regulated lending

Flexible loan amounts

Cons

Some borrowers find the interest rates to be high

Designed for Pakistani citizens