Bluecoins v13.0.293

Bluecoins helps users to manage their budget well with detailed summaries of the amount of money traded during a certain period. You can see what you’ve spent over time with specific settings. In addition, the information you provide will also be within the security limits of the application. The latest updates allow you to import and connect multiple banks simultaneously. Changes to the application interface are also accepted, especially the always-popular dark theme. App archives will also accept archiving upon acceptance of the policy requested by Google. Users can save and print any information as a high-quality PDF file. The process of improving Microsoft OneDrive and adapting everything to the application’s management system is also underway.

Features:

Financial management: Say goodbye to sleepless nights trying to remember what details you have because Bluecoins is here to help you do that. Accordingly, the application will help you record the expenses you spend and the income you receive. You can choose the currency you use (VND, USD, Yuan), then choose the type of spending you put in money such as living expenses, travel money, shopping money… Finally, you choose the days spent on different time units. For each amount of money spent, you can also record exactly what the money is for with text notes corresponding to it.Tracking your expenses and income over different time units helps you better understand how you spend your money each day and build more effective savings plans. For example, a person may want to track daily expenses to check small daily expenses such as drinks or transportation costs. Meanwhile, others may want to review their monthly spending to evaluate larger expenses like rent or monthly living expenses. In general, by tracking a specific spending chart like Bluecoins, you can use it flexibly for many purposes.

Track finances with charts: Besides dry numerical financial reports, Bluecoins also gives you many other options, typically charts. So why should you use charts? It’s easy to understand, when you look at any chart, whether it’s a column or a circle, you can easily see what you’ve spent your money on. Additionally, this chart can show the distribution of expenditures by different categories such as dining, transportation, entertainment and more. Thanks to these charts, you can easily spot unnecessary spending patterns and identify areas that can be improved to save money.

Financial statistics: If you are a treasurer of an organization or business, Bluecoins will still be very suitable for your job. Accordingly, besides the convenient note-taking tools mentioned above, the application also supports creating reports in the form of PDF, Excel, HTML files and many other formats. You can also customize the items you want inside, edit to meet standards or do anything, Bluecoins ensures accurate financial reports.

Manage multiple accounts: There are many situations where you will have to manage many different parties’ expenses at the same time, and the above is also a typical example. In that case, what to do? Download other financial management applications? Oh no, why do that when Bluecoins can help you manage multiple accounts at the same time?You simply need to create another user in Bluecoins, then you can track all your financial transactions from a single interface. This includes cash transactions, wire transfers, credit card spending, or even online transactions. Instead of having to use multiple apps or websites to control different accounts, you can leverage Bluecoins to aggregate and manage it all from one place.

Advantages:

The app allows users to track their income and expenses in a straightforward manner. Users can categorize their spending and income, making it easier to analyze where their money is going. This categorization can be customized to fit individual needs, allowing for better budget planning. The user interface is designed to be minimalist and efficient, ensuring that users can navigate through their financial data without unnecessary complications.

One of the primary functionalities of Bluecoins is its reporting capabilities. The app generates easy-to-understand reports and charts that provide insights into financial habits. Users can view their financial data in various formats, including monthly, weekly, and yearly reports. This level of detail aids in comprehending spending patterns and making informed decisions about future financial planning.

The application supports the synchronization of data across multiple devices. This feature enables users to manage their finances on the go and ensures that all family members or collaborators can access updated financial information. Through integration with cloud services like Google Drive or Dropbox, users can securely share data and track expenses collectively, which is particularly useful for family budgeting or small business management.

Security is also a priority for Bluecoins. The app employs password and fingerprint security measures to protect sensitive financial information. This ensures that users can manage their finances with confidence, knowing that their data is secure from unauthorized access.

In addition to basic expense tracking and budgeting, Bluecoins offers advanced features such as cash flow analysis and net worth tracking. These tools help users understand their overall financial health by providing a comprehensive overview of their assets and liabilities. Users can analyze their cash flow to identify trends and make adjustments to their financial strategies accordingly.

Highlights:

Security: Bluecoins offers robust security features such as password and fingerprint protection to protect your financial data.

Import and Reminders: You can import financial data in QIF or CSV format and set bill reminders to never miss a payment.

Minimalist and Efficient Design: Bluecoins is designed with simplicity and efficiency. Its seamless data syncing across devices ensures that you always have access to your financial information on your smartphone, tablet, or computer. You can effortlessly manage credit cards, bank accounts, loans, and debts while closely monitoring your financial health through intuitive graph reports.

Customizable Budget Categories: Budgeting is a breeze with Bluecoins. The app allows you to create and customize budgeting categories that suit your unique financial situation. You can view your budget weekly, monthly, quarterly, or yearly, allowing you to plan your finances according to your needs and goals.

Meaningful Reports and Charts: Understanding your financial status is crucial, and Bluecoins makes it easy with its meaningful reports and charts. You can generate detailed reports within the app to analyze your income, expenses, budget, or other financial aspects. Moreover, you can export these reports in various formats, including PDF, Excel, and HTML, or send them directly to a printer for a hard copy.

Multi-Device Accessibility: Bluecoins allows you to securely access your financial data on multiple devices. You can even share financial information with family members, enabling them to input their expenses or incomes on their devices. The app supports synchronization through Google Drive or Dropbox, ensuring that you and your family can jointly track money and budgets from anywhere, anytime.

FAQs:

Does Bluecoins have a web or browser application?

No, Bluecoins does not have a web application. Having a internet based application will force Bluecoins to charge a MONTHLY FEE for the services. This is to keep up with the server and storage costs of maintaining an online presence. Currently, we do not believe that the user base of Bluecoins will be willing to shift to a monthly payment model. We will continue to review and reconsider as the user base grows and demand evolves.

Does Bluecoins link and connect to bank accounts to download transactions?

No, Bluecoins does not link and connect to bank accounts for the following reasons:

acquiring the technologies required to connect to bank accounts will force Bluecoins to charge a MONTHLY FEE for the services.

the reliability and uptime of these services being provided to 3rd party apps are not very good, as evidenced by user feedback and complaints seen on multiple apps on the Google Playstore which claims to offer these type of services.

lingering concerns with security and data breach of personal bank and credit card accounts. This is the reason why many of the users are not comfortable sharing their banking username and passwords to 3rd party apps such as Bluecoins to access their bank accounts.

Will Bluecoins have an iOS app?

This is something that we have on our long-term roadmap. As a small development team, our focus is on the Android platform and be known as the number 1 finance app on the Google Playstore by providing high quality features, functionality and design. As the user base grows and Bluecoins becomes more succesful, the chances of developing an iOS version also increases.

Why are transfers not recorded as expense?

Bluecoins relies heavily standard accounting principles that is well recognized around the world. Transfers, or moving money from one account to another, such as making payment to your credit card from your bank account, is simply a means of journal-ling movement of funds from one account to another. The expense was made when the credit purchase was incurred. Paying off the debt does not have any impact on your net worth or bottom-line as expense or income would, because this would simply lead to a corresponding equivalent reduction in both your asset and liability, resulting to zero net impact (difference between assets and liabilities).

Comments:

Long time user or Bluecoins on Android. Happy to see it was made available for iOS! This version has some bugs. I imported my data from the android version and while everything seems to have come across correctly my custom categories are all weirdly spaced out in the selection menu. Also when adding transactions they don't always appear in the transaction list immediately. Leaving the tab and then coming back usually makes them appear. Other than those small issues it's the same great app I knew from Android!

Already purchased lifetime license. Upgraded phones and cannot sync or link any google drive or dropbox account, as advertised without purchasing premium again. Will be disputing all charges. DONOT PURCHASE LIFETIME! Its a scam.

I downloaded the app. Looked at the demo and then started making my own budget. But it the budget for fuel and tried to put in a budget for maintenance and the app crashed. It continues to crash ever. Single. Time. I try to set a maintenance budget. Looking at the update history it looks like it’s updated once a year maybe 3 times max. Guess I’ll be uninstalling already after 30 seconds of use.

Final words:

Money management has never been easy because not everyone can learn how to spend everything properly, so Bluecoins Finance has become a tool to support you. So that users do not have difficulty in using it, the manufacturer has designed the interface to be as simple and easy to see as possible. Your first thing as a beginner is to enter some data about your expenses like your monthly income or salary. After completion, all information will be saved and displayed on the screen with a reasonable layout.