Simpl

Simpl is a payment tool that allows users to quickly pay utility bills (water, electricity, gas) and other daily necessities with a single click. Merchants can quickly and securely offer payment options without verification codes or complicated procedures. It also supports pay-later payments, allowing for bi-monthly billing. Funds can be tracked, with detailed records for every transaction. The user interface is simple, allowing users to quickly learn and understand the software's functions. It helps users manage and allocate their money wisely.

Features

Pay Utility Bills with One Tap: Pay electricity, gas, FASTag, broadband and mobile bills in one place. Use your Simpl limit for a single-tap payment experience. Set up autopay and avoid late fees.

Seamless Checkout with Simpl: Experience quick and secure payments on supported merchants. Skip OTPs and long forms – get fast checkouts using your approved Simpl limit.

Shop Now, Pay Later: Use your online khata to split payments and pay in easy bi-monthly cycles – no credit card needed.

Track, Manage, and Budget: Stay in control of your spending. Simpl shows all your payment history, limits, and due dates in one view — across shopping and bill payments.

BNPL App for Everyday Use: Simpl works with food delivery, fashion, D2C brands and more – ideal for everyday postpaid shopping without hidden fees or surprises.

Quick Bill Pay for Daily Needs: Pay your recurring bills faster – Simpl saves your details for repeat payments and reduces checkout time for supported categories.

Highlights

Essential bills and recurring charges comprise the second major platform feature, paid directly through the app. Electricity, gas, broadband, and water bills—core recurring household expenses—can be paid without visiting separate utility websites or portals. Mobile phone recharges allow users to top up prepaid plans or add credit to accounts. FASTag payments handle highway toll costs without requiring separate transactions. Subscription payments cover streaming services, cloud storage, and other recurring digital charges. This consolidation reduces friction by enabling users to manage multiple recurring obligations in one location rather than logging into separate portals or remembering multiple payment schedules.

The payment interface is designed to minimize transaction friction. One-tap payments eliminate the need for one-time passwords, login credentials, security questions, and lengthy forms for each transaction. Stored bill details and merchant information allow repeated payments to established vendors with minimal input. Advanced encryption protects transaction data during transmission and storage, preventing interception and unauthorized access.

The financial model operates on a transparent 15-day billing cycle. Users accumulate purchases and bill payments over two weeks, then settle the complete balance at cycle end. The app guarantees no hidden or interest charges—distinguishing it from traditional credit products where interest accrues on unpaid balances. This deferred payment structure comes without added financial cost.

How Simpl Works

Receive easy-to-understand statements twice a month.
Manage your spending with a clear overview of your transactions.
Enjoy the potential to increase your spending limit with responsible use.

Summarize

Simpl is an Android app that can help you make payments. Thanks to this app, you can pay without having to enter passwords or going through two-step verification methods. With Simpl, you can make payments on platforms including Zomato, Bigbasket, Blinkit, MakeMyTrip, Dunzo, JioMart, Zepto, Tata 1mg, Nykaa, UrbanCompany, Goibibo, RedBus and many others.