Moneon

Moneon does more than just track daily income and expenses; it helps you cut back on spending and build up your savings. The app automatically logs your transaction history and allows you to set spending limits, notifying you when you approach them. Over time, it generates analytical reports to help you gradually eliminate unnecessary expenses. It also features a shared wallet function, enabling you to set up virtual wallets for family or friends—allowing you to manage budgets and even make payments on their behalf. Security is a top priority, too; you can safeguard your data and information using passwords and the app's built-in protection technologies, ensuring peace of mind while you use it.

Features of Moneon:

Personal Finance Management: Keep track of your earnings and expenses effortlessly.

Unlimited Number of Wallets: Manage multiple wallets to effectively organize your finances.

Budgets: Set budgets for your entire wallet or specific categories/subcategories to monitor your spending.

Full Control over Categories/Subcategories: Customize and create categories according to your preference.

Summary Page: Get a quick overview of your current financial status at a glance.

Strengths of Moneon:

Choice of Popular Currencies: Manage your finances in any currency you prefer.

Automatic Data Backups: Enjoy peace of mind knowing that your data is securely backed up.

Password-Protected Access: Protect your financial data with Touch ID and Face ID support.

Widget for Convenience: Access key functions directly from the Today screen widget.

Intuitive Interface: Enjoy a seamless experience with an interface designed according to Apple's guidelines.

User Reviews of Moneon:

I think this app shines in the simple UI interface and it's laid out very clearly. I especially love the fact that I can see my different budgets I've set for the month. I've wanted this feature on many other financial budgeting apps which they claim to be budgeting apps but makes it extremely difficult to use, but Moneon makes it so easy at a glance to set one up. Do I also need to add, basic features are free, and for many users that's probably all you need!

I’ve been happily using it for almost a year now. It’s the best personal finance app I’ve ever tried. Everything is well-designed and user-friendly, and there’s plenty of functionality even without the paid subscription. The support team is responsive—I reported a minor bug, and they fixed it by the next day. I also like the design and the option to set a passcode for access. It’s a great app, crafted with attention to detail; I highly recommend it to everyone.

At first glance it's kinda cool. But then you realize that the analytics are only in premium version, it's not multilingual - you can't switch to another language. And personally i couldn't change the default currency from dollars to something else.

This app has great potential but it lacks many features. First and very important for me are meaningful widgets. I have multiple accounts and I want to see the balance in each every time. Also one wallet is one account so no transfer between accounts. It has very simple and pleasing UI however and since the app is probably quite new, features will be added eventually. Haven't tested the premium features since there is no trial, but I'll check back again after some time to see if there're improvements. Keep going! I'm sure that this app will be awesome soon!

FAQs of Moneon:

How to create a new wallet?

iOS. To do so you should open the Menu and tap on the «+» button on the left side of the screen.

Android. To do so you should tap on the wallet’s title on the Summary screen and then on the «Add new wallet» button.

How to change the main currency?

It is impossible to change the currency of the existing wallet so the only option here is to create a new one. When you set up your new wallet, tap the currency section and pick the one you need.

How to add a user to a wallet?

To create a shared wallet please open the Menu — Properties — Users. The invitation will be sent to another user’s inbox. It should be accepted via mobile phone. After it's done the wallet will appear on the wallet list.

Why is there no balance on the Summary screen?

The balance appears right after you add your first income to a wallet.

Why can’t I edit transactions of the second user in a shared wallet?

At the moment there is one admin per wallet — its creator. Maybe we’ll add multiple admins support in future updates.

How can I make transfers between wallets?

We recommend using one wallet for all personal finances and create extra ones only for special cases like work trips. With this method, there is no need in transfers between wallets. We have in plans Accounts feature. With it, you will be able to add different accounts (cash, cards, savings etc.) within a wallet.

Final Verdict:

If you want to reduce your spending and save money, Moneon is the right budget planner and expense tracker for you. With it, you can set a budget, and it will help you to track and reduce your spending. You can also add income (salary, bonuses, and more) to see the current balance.